Paying for college can feel like an uphill battle, especially when you’re trying to balance work, life, and learning. Fortunately, financial aid options like the Pell Grant can ease that burden, and yes, that includes students pursuing degrees online. If you’re considering enrolling in an online program but worry about how to fund it, you’re in the right place. In this guide, we’ll walk you through online colleges that accept Pell Grants, what makes you eligible, and how you can get started on your educational journey without breaking the bank.
Understanding the Pell Grant Program
What Is a Pell Grant?
A Pell Grant is a type of financial aid from the U.S. federal government. Unlike a student loan, it doesn’t need to be repaid (except in specific cases, such as withdrawal from school). It was created to support students with significant financial need who might not otherwise be able to afford college.
Pell Grants are only available to undergraduate students who have not earned a bachelor’s or professional degree. Each year, the federal government sets a maximum award limit for 2025; that number is $7,395.
How Much Can You Receive in 2025?
The exact amount you can receive depends on several factors:
- Your Expected Family Contribution (EFC)
- The cost of attendance for your program
- Your enrollment status (full-time or part-time)
- Whether you attend for a full academic year or less
These elements are determined through your FAFSA (Free Application for Federal Student Aid), which also considers your Pell Grant eligibility income.
Basic Pell Grant Qualifications
To meet Pell Grant qualifications, you must:
- Be a U.S. citizen or eligible non-citizen
- Demonstrate financial need
- Be enrolled in an eligible undergraduate program
- Maintain satisfactory academic progress
Your first step? Complete the Pell Grant application via FAFSA and check that your chosen school is among the online colleges that accept Pell Grants.
Are Pell Grants Available for Online Colleges?
Yes, If the School Is Accredited
Many students wonder if distance learners qualify for the same aid as traditional students. The good news is that online colleges that accept Pell Grants must be accredited institutions. Accreditation ensures a college meets certain academic standards and is recognized by the U.S. Department of Education. As long as your school is accredited, you’re eligible to receive federal aid, including the Pell Grant.
How FAFSA Links to Pell Grants
FAFSA isn’t just a form—it’s the gateway to your federal aid eligibility. By filling out your FAFSA, you’re automatically considered for the Pell Grant. Schools will use your FAFSA data to determine your financial aid package, including federal grants, loans, and work-study options.
Top Online Colleges That Accept Pell Grants (2025 Edition)
Let’s explore some top online colleges that accept Pell Grants, including their Pell statistics and other financial support options.
Public Universities
Arizona State University Online is a standout, with more than 16,000 students receiving Pell Grants. The average award is $3,776. ASU also provides merit-based scholarships specifically for online learners.
University of Maryland Global Campus (UMGC) awarded Pell Grants to 12,382 students last year, with an average grant of $3,529. UMGC is known for its flexibility and military-friendly policies.
Penn State World Campus, the online extension of Penn State, offers high-quality programs. Around 2,553 students received Pell Grants, averaging $4,058 per recipient.
Colorado State University Global also supports Pell recipients. Around 27% of its student body received grants, with an average of $4,161.
Private Online Universities
Southern New Hampshire University (SNHU) serves a massive online student body, nearly half of whom receive Pell Grants. Last year, 55,478 students got aid, with an average of $2,972.
Western Governors University (WGU) had 36,224 Pell recipients, receiving an average of $4,202. WGU is competency-based, meaning students can progress at their own pace.
National University, based in San Diego, awarded Pell Grants to 1,922 students. The average aid was $4,758.
Excelsior University awarded 3,179 students an average of $2,431. The school also offers institutional scholarships to help lower costs.
Embry-Riddle Aeronautical University Worldwide awarded Pell Grants to 2,334 students, with an average of $3,172.
Other Noteworthy Institutions
UMass Global (part of the University of Massachusetts system) provided grants to 1,247 students, averaging $3,935. The school is well-suited for adult learners and military students.
Liberty University Online also participates in federal aid programs and supports Year-Round Pell for eligible students.
How to Apply for a Pell Grant at an Online College
Step-by-Step Guide
- Create an FSA ID at studentaid.gov.
- Gather documents: Social Security Number, tax returns, W-2s, and other income info.
- Submit your FAFSA with your school choices and their codes.
- Review your Student Aid Report (SAR) for accuracy.
- Contact your school’s financial aid office for additional requirements.
It may feel daunting, but thousands of students complete this process every year. Start early to avoid missing out on aid opportunities.
Tips for First-Time Applicants
- Apply as soon as FAFSA opens to maximize aid.
- Use the IRS Data Retrieval Tool for accurate information.
- Reach out to your prospective school’s financial aid office if you get stuck.
Other Financial Aid Options for Online Students
If your Pell Grant doesn’t cover all your expenses, you still have options.
Additional Federal Aid
- FSEOG (Federal Supplemental Educational Opportunity Grant)
- TEACH Grants for future educators
- Direct Subsidized/Unsubsidized Loans (though they must be repaid)
- Work-Study programs, if offered online or locally
Scholarships and State Aid
Many states and schools offer aid to online students. Examples include:
- Illinois’ Monetary Award Program (MAP)
- Texas Tuition Equalization Grant
- Institution-specific scholarships
These don’t require repayment and can often be combined with Pell Grants.
What to Expect from Online Degree Programs
Program Flexibility
Online programs are designed with flexibility in mind. They’re ideal for working professionals, caregivers, and non-traditional students. Courses are often asynchronous, meaning you can complete lessons on your schedule.
You’ll still be required to meet deadlines and participate in discussions, but you can do so from anywhere. This freedom is why online colleges that accept Pell Grants are becoming increasingly popular.
Transferring Credits
Many online schools accept previously earned credits. If you’ve attended college before, this could shorten your time to graduation and reduce your overall cost.
FAQs About Online Colleges and Pell Grants
Can I use a Pell Grant for part-time enrollment?
Yes! The amount of aid you receive will be prorated based on how many credit hours you’re taking.
Are Pell Grants available for graduate students?
No, Pell Grants are limited to eligible undergraduate students.
How do I know if my online college is accredited?
Visit the U.S. Department of Education’s Accreditation Database to verify.
Can I get a Pell Grant year-round?
Yes, as of recent updates, Year-Round Pell Grants are available, allowing you to receive aid for summer terms.
Is there a lifetime limit for Pell Grants?
Yes. You can receive Pell Grants for the equivalent of 12 full-time semesters or about six years (600% lifetime eligibility).
Final Thoughts: Choosing an Online College with Pell Grant Eligibility
Education is one of the best investments you can make in yourself. With the help of the Pell Grant, going to college—even online—becomes more affordable and accessible. From public institutions like ASU and UMGC to flexible programs at WGU and SNHU, many online colleges accept Pell Grants, ready to support your goals.
Don’t let financial concerns hold you back. Apply for a Pell Grant, explore your school options, and take the next step toward building the future you deserve. Whether you’re starting fresh or returning to school later in life, there’s never been a better time to invest in yourself.
